About Kaaashflow
Kaaashflow was founded with a simple but powerful belief: money should enable growth, not complicate it. In a landscape crowded with lenders, investors, and products, businesses often struggle not because capital is unavailable, but because the right capital is.
Kaaashflow exists to bring structure, foresight, and precision to business funding. We work closely with MSMEs and SMEs to understand their growth stage, operational realities, and long-term ambitions before recommending any funding route. The result is capital that works with the business, supporting expansion, stability, and scale without unnecessary risk or dilution.
Our approach is advisory-first, relationship-led, and deeply grounded in India’s evolving financial ecosystem, across metros as well as tier-2 and tier-3 cities.
To become a trusted growth partner for Indian enterprises, enabling sustainable scale through intelligent capital structuring.
To help MSMEs and SMEs access the right funding avenue by combining financial expertise, deep business understanding, and long-term advisory thinking, so growth is deliberate, resilient, and future-ready.
Services
At Kaaashflow, funding is never one-size-fits-all. Each solution is mapped to your business objective, balance sheet strength, and future roadmap.
Designed for businesses seeking working capital, expansion funding, or operational stability without equity dilution. We help structure loans through banks and NBFCs that align with cash flows and repayment capacity, ensuring speed, efficiency, and financial discipline.
For businesses ready to scale aggressively, enter new markets, or build long-term strategic partnerships. We assist in connecting with the right investors - private equity, venture capital, or angel networks, while ensuring valuation and control remain balanced.
For mature SMEs looking at public market participation, liquidity, and brand credibility. From readiness assessment to structuring and execution, we guide businesses through the SME IPO journey with clarity and regulatory precision.
We begin with understanding, not selling. Every recommendation is rooted in business logic, not product preference.
Debt, equity, or SME IPO, we evaluate every option before advising the most suitable path.
Access to banks, NBFCs, institutions, and investors across India.
Direct involvement from an experienced consultant who understands both strategy and execution.
We measure success by repeat partnerships and sustained business growth, not transactions.
Deep experience across metros as well as emerging business hubs in tier-2 and tier-3 cities.
Born and raised in Mumbai, Krishna Radhamohan Rawlo brings over two decades of professional experience shaped by discipline, curiosity, and a deep understanding of Indian businesses. After completing his B.Com, Krishna began his career in the telecom sector in 2005, where he spent five formative years understanding large-scale operations, systems, and commercial realities. In 2010, he transitioned into the world of finance, driven by a desire to solve one of the most persistent challenges entrepreneurs face: access to the right funding at the right time.
Since then, Krishna has advised MSME and SME founders across industries, helping them unlock capital through debt, equity, and SME IPOs. His work is defined by both longevity and impact. Many of his earliest clients continue to work with him today, and over 150 businesses have achieved multi-fold growth under his guidance.
Having travelled extensively across India, especially to tier-2 and tier-3 cities, Krishna combines on-ground business insight with a strong command of institutional funding frameworks. His counsel is practical, transparent, and always aligned with the entrepreneur’s long-term vision.
Case Studies
Kaaashflow provides tailored debt, equity, and SME IPO funding solutions for MSMEs and SMEs, backed by 16 years of deep, ground-level expertise. We have partnered with 700+ entrepreneurs across India, solving complex cash-flow challenges through precise, growth-driven strategies—helping businesses scale from 1x to 10x. These anonymized case studies showcase real transformations enabled through unsecured debt, NCDs, and other innovative funding solutions.
Enabled ₹1 Cr funding against mortgaged assets despite eligibility gaps, followed by ₹66 Cr construction finance.
Started with ₹20 lakh unsecured funding. Scaled operations rapidly and prepared the company for a Mainboard IPO.
Structured ₹90 Cr NCDs/PMS funding for a ₹135 Cr project amid stamp-duty challenges.
Secured phased unsecured funding to scale capacity and strengthen balance sheet fundamentals.
Arranged ₹5 Cr CGTMSE collateral-free funding for premium leased infrastructure.
Structured ₹2.5 Cr funding across multiple lenders post-COVID to restore stalled operations.
Secured ₹3.5 Cr unsecured funding to support a ₹14 Cr executable order book.
